Thursday, October 8, 2015

签Loan Doc签到我想骂人了...

http://www.mitbbs.com/article_t/LosAngeles/33054515.html

发信人: BeijingRose (春暖花开), 信区: LosAngeles
标  题: 签Loan Doc签到我想骂人了...
发信站: BBS 未名空间站 (Thu Oct  8 19:49:23 2015, 美东)

刚好有两个Loan在做  原以为可以赶上10/3之前  结果很不幸有一个Loan没有赶上  所
以eSign那一个Loan Doc有四十多页  我代我家领导签名  所以两个人我就要签80多页
的文件  的确多了一些过去没见过的文件   签到我头都昏了   快要骂人了...

我这两个loan  一个是10/3之前进去的   Loan Doc 只有26页   10/3 之后进去的那个
  Loan Doc就40多页  我感觉是照新的流程走  之前文件有一些错误要改  竟不能由
Agent直接寄给我改好的文件  还需要由他们公司的Appraisal Desk寄文件给我   的确
要多花一点时间  

至于多加的那些文件  老实说我看不出有啥重要性的  反正就是签下去了....  

这些是新文件  各位瞅瞅吧 
    
Please review the following documents (no need to return):
* Consumer Handbook on Adjustable-Rate Mortgages
* Homeownership Counseling Organization List
* Your Home Loan Toolkit

Please sign and return the following documents:
* 1003 - URLA
* Borrower's Certification & Authorization
* Social Security Administration Authorization
* Notice of Right to Receive Copy of Written Appraisal/Valuation
* Appraisal Report for Lender's Use Disclosure (Dodd-Frank)
* Notice of Furnishing Negative Information
* Mortgage Fraud is Investigated by the FBI
* Fair Credit Reporting Act
* Equal Credit Opportunity Act Notice
* USA Patriot Act Information Disclosure
* Acknowledgement of Intent to Proceed
* Borrwer Certification and Auth - Wet Sign
* CA Addendum to Residential Mortgage Loan Application - Notice of Separate
Credit/Account
* CA Credit Score Disclosure
* CA Hazard Insurance Authorization, Requirements and Disclosure
* CA Loan Impound Disclosure and Waiver
* CA Machine Copies Notice
* CA Notice to Home Loan Applicant
* CA Privacy Policy Disclosure
* CA Statement of Interest Addendum to Residential Mortgage Loan Application
* CA The Housing Financial Discrimination Act of 1977 - Fair Lending Notice
* CA Voluntary Information for Government Monitoring Purposes
* IRS 4506T - Request for Transcript (Classic)
* Privacy Policy
* Attention Required - Docs Omission Report
* 2015 Settlement Service Provider List
* Acknowledgement of Receipt of Loan Estimate
* Affiliated Business Arrangement Disclosure
* ARM Disclosure
* Home Counseling Agency Information
* Home Ownership Counseling Acknowledgement

头昏了吧?

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